Medical Discount Programs

Although they are not Health Insurance, Medical Discount Programs offer members a combination of significant discounts on healthcare and provide access to a variety of valuable healthcare services. Discounted services include vision, dental, physicians, hospitals, and prescriptions. We offer our Medical Discount Program through Protective HealthOptions; a program provided by the Protective Life Corporation.

How Do They Work?

A monthly fee is charged based on the type of coverage you choose. Your monthly fee is determined by the plan you choose. There are basic, premiere, and plus plans available. You receive a membership guide that includes a Member Identification Card, a listing of providers in your area, and an explanation of the services and programs for which you are eligible.

Who Can Benefit?

For those who are uninsured or underinsured, medical discount programs can help ease the financial burden of medical bills. Individuals and families can choose a program that fits their needs. A medical discount program can save you thousands of dollars on routine medical care such as doctor visits and even uncommon procedures like surgery.

No Exemptions

Since medical discount programs are not insurance, there are no pre-existing condition exemptions or visit limitations. You are generally required to pay the remaining balance due after your discount at the time of service.